The Silver Support Scheme continues to play a vital role in helping Singapore’s elderly manage daily expenses. As part of the government’s long-term social support initiatives, this scheme offers quarterly payouts to lower-income seniors who have limited or no family support. The upcoming November 2025 payout will provide much-needed financial relief to eligible seniors, ensuring they can cope better with rising living costs.
This guide outlines who qualifies, payment dates, and benefits of the Silver Support Scheme in November 2025.
Table of Contents
- Overview of the Silver Support Scheme
- Eligibility Criteria for November 2025
- Payment Dates for November 2025
- Benefit Amounts & How They Are Calculated
- How to Check Your Eligibility
- Final Thoughts
1. Overview of the Silver Support Scheme
Launched in 2016, the Silver Support Scheme is designed to provide additional retirement support for elderly Singaporeans with lower incomes. Payments are made every quarter (March, June, September, and December) and are credited directly to the recipient’s bank account or via cheque.
The scheme is automatically administered, meaning no application is needed — eligible seniors are identified through government records.
2. Eligibility Criteria for November 2025
To qualify for the November 2025 payout, seniors must meet these key requirements:
| Eligibility Factor | Requirement |
|---|---|
| Age | 65 years and above by 2025 |
| Citizenship | Must be a Singapore citizen |
| CPF Contributions | Low lifetime CPF contributions (not exceeding set limits) |
| Housing | Living in HDB flats and not owning multiple properties |
| Household Income | Low household monthly income per person |
3. Payment Dates for November 2025
The November 2025 Silver Support payout is expected to be credited in the last week of November 2025. Exact payment dates will be confirmed closer to the payout period by the Ministry of Finance (MOF).
- Bank Credit: Funds will be deposited directly into the recipient’s bank account.
- Cheque Payment: For seniors without a registered bank account, cheques will be mailed.
4. Benefit Amounts & How They Are Calculated
The quarterly payout amount under the Silver Support Scheme depends on the senior’s housing type and household income:
| Housing Type | Quarterly Payout (S$) | Annual Total (S$) |
|---|---|---|
| 1- & 2-room HDB flats | $900 | $3,600 |
| 3-room HDB flats | $720 | $2,880 |
| 4-room HDB flats | $600 | $2,400 |
5. How to Check Your Eligibility
The government sends notification letters to eligible seniors before each payout cycle. Seniors can also verify eligibility through:
No separate application is needed — assessment is automatic based on CPF and housing records.
6. Final Thoughts
The November 2025 Silver Support payout will continue to provide a meaningful financial boost for lower-income seniors in Singapore. With rising living costs, such government support schemes are crucial in helping elderly citizens live with dignity and financial security.
Eligible seniors should ensure their bank details are up-to-date to receive payments smoothly and on time.